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Mortgage Insurance Disclosure (Trust and Loan Companies, Retail Associations, Canadian Insurance Companies and Canadian Societies) Regulations

Version of section 1 from 2016-06-14 to 2022-06-28:

 The following definitions apply in these Regulations.


borrower means a person who obtains a residential mortgage. (emprunteur)


institution means any of the following:


insurer includes a government agency that provides mortgage insurance to an institution. (assureur)

mortgage insurance

mortgage insurance means an insurance policy or a guarantee against default on a residential mortgage. (assurance hypothécaire)

point of service

point of service means a physical location at which an institution issues or initiates the issuance of a residential mortgage through a natural person. (point de service)

residential mortgage

residential mortgage means a loan made in Canada on the security of residential property that has four or less residential units. (hypothèque résidentielle)

  • SOR/2016-142, s. 6(F)

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